What is Direct Primary Care?
Direct Primary Care (DPC) is a healthcare model that cuts out the middleman — no insurance billing, no corporate quotas, just a direct relationship between you and your doctor.
How It Works
Pay a flat monthly fee
Typically $50–$150/month depending on your age. No copays, no surprise bills.
Get unlimited visits
See your doctor as often as you need — in person, by phone, or via telehealth.
Direct access to your doctor
Text or call your physician directly. Same-day and next-day appointments standard.
DPC vs. Traditional Insurance
| Direct Primary Care | Traditional Insurance | |
|---|---|---|
| Monthly cost | $50–$150 | $300–$600+ |
| Copays | None | $20–$60 per visit |
| Wait time | Same or next day | Days to weeks |
| Visit length | 30–60 minutes | 7–12 minutes |
| Doctor access | Direct text/call | Through office only |
| Surprise bills | Never | Common |
Common Questions
Do I still need insurance?
DPC covers your primary care needs, but we recommend pairing it with a low-cost catastrophic or wraparound plan for emergencies, specialists, and hospitalizations.
Is DPC only for healthy people?
Not at all. DPC is actually ideal for patients with chronic conditions who benefit most from frequent, unhurried access to their physician.
Can I use my HSA for DPC?
In many cases yes, especially when paired with a High Deductible Health Plan. Check with your DPC clinic and benefits advisor for specifics.
What if I need a specialist?
Your DPC doctor can refer you to specialists. Many DPC clinics have negotiated discounted rates for labs, imaging, and specialist visits.
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